Everyone would definitely agree with us when we say that baccarat is a classic casino game that will never go out of style. Thanks to its easy-to-learn gameplay, easy-to-master rules, and rewarding experience, Red18 Baccarat games will always be one of the top favorites among Singaporean players. But with many variants available for this game, you should be wondering which one pays the most.

Speed Baccarat

This is no doubt one of the most played versions of baccarat here at Red18 Live Casino Singapore because of its super-fast gameplay. Not to mention that the expected return to player rate for Speed Baccarat is 98.94% and this is based on the best strategy for the banker.

In addition, a winning bet on the player’s hand will pay at even money (1:1), while a bet on the banker pays at 1:0.95 — that is, here the house takes a 5% commission. On the other hand, a tie bet pays out at 8:1; and if the player and banker have the same total hand value then it will be a “push” and you will get your bet back.

Side Bet And Bonus

As with any Red18 Baccarat game, this version also comes with side bets which allow you to win even bigger and better.

• P Pair/B Pair: A hand is paid if the cards dealt to the player or the banker are paired and the payout is 11:1 (RTP rate 89.64%).
• Perfect Pair (One Pair): The two cards dealt to the player or the banker are identical in suit and value; the payout for this side bet is 25:1 while the RTP rate is 91.95%.
• Perfect Pair (Two Pairs): The two cards that are dealt to the player and the banker will have the same suit and value; the payout you will be given if you win a bet is 200:1 and the return to the player is 91.95%.
• Either Pair: The bet on the banker or the player getting a pair; the return to the player offered is 5:1 and the actual RTP is 86.29%.

Prosperity Tree Baccarat Live

Next is another exciting Evolution Gaming release that offers you a more rewarding experience when you win. Prosperity Tree Baccarat can offer you more random multipliers in each round, you are assured of 8 random multipliers, 2x or 3x.  You will get a taste of live baccarat action and get opportunities to multiply your winnings, thanks to the guaranteed 8 multipliers per round. Although these multipliers can be lower than in other variations like the Lightning Roulette, this one offers you a more stable potential for boosted payouts.

Here’s a breakdown of the regular and maximum multiplied payouts, along with the Return to Player (RTP) percentages:

BET	RTP	REGULAR PAYOUT	MAX MULTIPLIED PAYOUT
Player	98.89%	1:1	27:1
Banker	98.74%	1:1*	27:1
Tie	92.78%	5:1	Capped at $500,000
Player Pair	92.53%	10:1	90:1
Banker Pair	92.53%	10:1	90:1

*Note: Only 95% of your Banker bet is returned if you win because of the commission.

XXXtreme Lightning Baccarat

If you are looking for more and bigger multipliers that can award you bigger payouts, then you shouldn’t miss this baccarat variant at Red18 Live Casino Singapore.

But before you get too excited with it, it’s important to know that this one is a high-risk, high-reward game because you need to pay 50% more than the other version to join the action. This Red18 Baccarat game can offer you a chance to win big with multipliers from x2 to x10 in each round.

BET	RETURN TO PLAYER	REGULAR PAYOUT	MAX MULTIPLIED PAYOUT
Player	98.68%	1:1	1000:1
Banker	98.53%	1:1*	1000:1
Tie	92.67%	2.85:1	Capped at $500,000
Player Pair	90.45%	8:1	800:1
Banker Pair	90.45%	8:1	800:1

*Note: If your bet wins, your win amount is 97% of your Banker’s bet.

Golden Wealth Baccarat

This is yet another Red18 baccarat multiplier-based game that will surely award you with bigger payouts. Golden Wealth Baccarat with random multipliers is a top favorite of players who wish to trigger even bigger wins than the standard game. For each round, right after the betting round ends and before the dealer starts dealing cards, there will be 5 cards that are randomly chosen as the “Golden Cards” that can have a random multiplier of 2x, 3x, 4x, 5x, or 8x.

Golden Wealth Baccarat has a slightly better RTP of 98.85% than Lightning Baccarat but less than the RTP of standard Baccarat. If you are mostly a Player bettor, then you will get this Return to Player rate. However, the RTP falls to 98.69% when it comes to the Banker because of the 5% commission and here’s a breakdown of the payouts:

• Player: 1:1 (regular payout) and up to a multiplier of 512:1
• Banker: the regular payout is 0.95:1, and you can win up to a multiple of 512:1
• Tie: 5:1 (regular payout) and up to a multiplier of 1,310,720:1
• Player/Banker Pair: Winning bet can receive a regular payout of 9:1, and you can even hit it big up to a multiplier of 576:1

Wrap Up

Everyone surely loves Baccarat, and it’s clear to see why. Aside from its easy gameplay, the new variants for this game can offer you more chances of hitting it big – all thanks to their multiplier features. If you are in search of a fulfilling gaming session, Red18 offers you a great variety of games to keep you entertained. So what are you waiting for – register now at Red18 Live Casino Singapore!

 FAQs:

Do All Baccarat Games Offer The Same Payouts? 

No, payouts can differ, especially for banker bets on a no-commission baccarat game. For standard baccarat, winning banker bets have a 5% commission fee while No-Commission Baccarat games pay 1:1, except for Banker 6. In addition, the multipliers available at Lightning Baccarat, Golden Wealth Baccarat, and Prosperity can boost your payouts when your winning hand has a multiplier card.

Should I Always Avoid The Tie Bet Due To Its High House Edge?

While the house edge is higher, the payout is significantly greater which makes it a high-risk, high-reward option. But if you have a big budget for playing, and you just for some fun gaming session, why not? 

Are Side Bets In Baccarat Worth Playing?

Side bets often have higher payouts but they also have higher house edges. It’s ok to place extra bets but do it cautiously while considering your bankroll.